Investment – Choice Between Direct Investment in Stocks and Investment in Mutual Funds

Basics

Mutual Funds (MFs) are primarily engaged in investing in stocks. Then why should not one invest in stocks directly and what is the need for these funds? This question is answered below:

As investors, our priority always will be to focus higher profits in the shortest time. With this goal in mind, we look upon the avenues open for investment.

Time management

To directly invest in shares, one should require expertise to analyse and compare financial statements of the companies where we invest. By investing in mutual funds, one is essentially hiring a professional manager at an especially inexpensive price. It would be stupid to think that one knows more than these managers who have been around the industry for a long time and who have proper academic credentials. This not only saves our precious time but also provides the expertise.

Risk focus

With shares, one worry is that the company invested may go bankrupt. With mutual funds, that chance is next to nil. Since they typically hold anywhere from 25-5000 companies, all of the companies that it holds would have to go bankrupt.

By pooling a lot of shares (in a stock fund) or bonds (in a bond fund), MFs reduce the risk of investing. If one company in that sector has a bad manager, or a losing strategy, it is balanced by other companies that are performing better. This lowers the risk, thanks to diversifications.

Scope & schemes

Mutual funds operate variety of schemes-say Equity market, Bond Market, Debt market and so on. Once an investor invests in MF, he has the option of ” SWITCH” which means that he can change his risk perception periodically depending on the Economic Scenario which is not possible if one invests directly in Share Market. Secondly, most of them have the scheme of “SIP” that is Systematic Investment Plan whereby one can invest a fixed amount over a period of time and reap the benefits of price changes of shares over the period.

Liquidity

Investment in MF is as liquid as investment in stocks or better than that as some scrips can be sold only in market lots. That is no so in the case of investment in MF. Stocks can be much more difficult depending on what kinds you have invested in. CD’s offer no liquidity (not without a hefty fee) and bonds can be difficult, too. Some mutual funds also carry check writing privileges.

Top Corporate Event Planners

Suggested Title: How Can You Know More On This Topic?

In the recent market, there has been a boom of Corporate Event Planners Long Island. These individuals are responsible for planning any corporate event, and whether it is professional or entirely personal like your wedding, they look after everything. What makes them so popular? Top 5 reasons include End-to-end planning: starting from fixing the venue to the decoration, music to be played, and the food items to be served – everything is taken care of by the planners. The top corporate event planners offer Complete Wedding Packages. All you need to do is discuss with them. Tell them what you are looking for so that they have a fair idea of what you have in mind, and accordingly, they will plan the entire event.

The top corporate event planners are all lovers of perfection. Irrespective of the occasion you are hosting or put in charge, the right impression is essential. Parties and events are significant in terms of getting to know the right people. Thus, having the proper corporate event planners in Mumbai is necessary. They have many years of experience, but they also hold significant experience in terms of all things.

Before they go ahead, they will share the entire plan with you to sync with the whole affair. Once you go ahead and give the green signal, they will proceed with the full planning. No running around: the top corporate event planners are looking after the entire affair; hence you don’t have to run around to ensure that all the errands are met. You can sit back and relax and get the much-needed relaxation before the big day. As they are seasoned players, you can be settled that everything will run out as planned. Budget-friendly: who said things have to be costly to look beautiful?

If you mention the budget to the service providers who offer wedding planning, they will ensure the best possible services are given as per your budget. Guest invitation and care: the top corporate event planners will ensure that the guests are invited and that the invitation has reached all the guests on time. Once the guests start arriving, they will look after them and ensure that there is no lack as far as looking after them is concerned. It is a big booster because looking after the guests is a huge responsibility. When you have expert professionals who ensure everything on your behalf, you can practically sit back and enjoy the celebration without worrying about anything under the sun.

Customized service: The best part about the top corporate event planners is that they offer customized service. As they have tie-ups everywhere, you can expect the perfect dream wedding. In short, everything is taken care of by them, so why should you not hire them? Here we have mentioned only the top 5 factors. There are many other reasons as well. So what are you waiting for? If you have a wedding coming up, why don’t you go ahead and hire the right planner? Most of these planners have a good website. You can quickly check out these sites and find out the kind of services offered by them. Call them up directly or drop them a mail, and they will get back to you with all the answers.

Affiliate Marketing is Changing the Face of Advertising

It is proving to be more profitable for companies to use affiliates to attract customers than using the older, less targeted methods of advertising. It works by letting ordinary people do the advertising to earn commissions. As a way of making money, it is great but it takes patience and work to get the commissions as promised. What you need to know is what affiliate marketing is, how is it used and is it a worthwhile method of making money. After getting these answers, you will want to learn to effectively do it.

What is Affiliate Marketing?

The concept of affiliate marketing is simple; you advertise the product or service of the company you have joined as an affiliate, customers click on your ad, make a purchase and you get a commission. Ads can take many forms. They can range from text ads to colorful banner ads on your website that lead directly to the company’s site.

How does affiliate marketing work?

Customers use the advertising put in place through affiliate marketing when they are searching for products and services. Though they are often looking for a particular product or service, sometimes they are looking for a review of the item and sometimes even come across it when searching for something else.

How can I make a profit with affiliate marketing?

Marketing of this kind has several methods of working. With some companies, you make have a direct affiliation and be paid through the options they offer. One good example is Amazon. They pay through various means such as PayPal payments, gift cards and credit in their online store. Many companies offer such payment methods as direct deposit to your checking account, paper checks mailed to your home as well as PayPal payments.

Is it worth the effort?

There are people who know little or nothing about affiliate marketing who will insist that the effort put into it is not worth it. This is because they are only seeing the work you do right now compared to the equivalent in hourly pay on a job. What they don’t realize that others do is that, if your advertising is done efficiently, you will keep getting paid even after you are not working on it anymore and are working on a different campaign for a different product.

Is affiliate marketing for everyone?

Not everyone has what it takes to be successful in affiliate marketing. There are certain skills involved. Some have these skills instinctively and others learn them. But the bottom line is the hard work and perseverance required to see success. Too many set themselves up for failure by spending the time to set up a website based around their chosen affiliate marketing plan and expect too much to happen too soon. They get frustrated and quit.

You and affiliate marketing.

The future of advertising has changed because of affiliate marketing. You can be a part of this by bringing in new customers to companies whose products and services you advertise as an affiliate. The work is hard but if you are willing to learn and research, be dedicated and patient, you will see the profits you seek. Making money from affiliate marketing is something you can do. So, don’t delay another day! Get a start now in learning how it is done just as I did and before you know it, you will be working for yourself and not someone else.