Investment – Choice Between Direct Investment in Stocks and Investment in Mutual Funds

Basics

Mutual Funds (MFs) are primarily engaged in investing in stocks. Then why should not one invest in stocks directly and what is the need for these funds? This question is answered below:

As investors, our priority always will be to focus higher profits in the shortest time. With this goal in mind, we look upon the avenues open for investment.

Time management

To directly invest in shares, one should require expertise to analyse and compare financial statements of the companies where we invest. By investing in mutual funds, one is essentially hiring a professional manager at an especially inexpensive price. It would be stupid to think that one knows more than these managers who have been around the industry for a long time and who have proper academic credentials. This not only saves our precious time but also provides the expertise.

Risk focus

With shares, one worry is that the company invested may go bankrupt. With mutual funds, that chance is next to nil. Since they typically hold anywhere from 25-5000 companies, all of the companies that it holds would have to go bankrupt.

By pooling a lot of shares (in a stock fund) or bonds (in a bond fund), MFs reduce the risk of investing. If one company in that sector has a bad manager, or a losing strategy, it is balanced by other companies that are performing better. This lowers the risk, thanks to diversifications.

Scope & schemes

Mutual funds operate variety of schemes-say Equity market, Bond Market, Debt market and so on. Once an investor invests in MF, he has the option of ” SWITCH” which means that he can change his risk perception periodically depending on the Economic Scenario which is not possible if one invests directly in Share Market. Secondly, most of them have the scheme of “SIP” that is Systematic Investment Plan whereby one can invest a fixed amount over a period of time and reap the benefits of price changes of shares over the period.

Liquidity

Investment in MF is as liquid as investment in stocks or better than that as some scrips can be sold only in market lots. That is no so in the case of investment in MF. Stocks can be much more difficult depending on what kinds you have invested in. CD’s offer no liquidity (not without a hefty fee) and bonds can be difficult, too. Some mutual funds also carry check writing privileges.

Affiliate Marketing is Changing the Face of Advertising

It is proving to be more profitable for companies to use affiliates to attract customers than using the older, less targeted methods of advertising. It works by letting ordinary people do the advertising to earn commissions. As a way of making money, it is great but it takes patience and work to get the commissions as promised. What you need to know is what affiliate marketing is, how is it used and is it a worthwhile method of making money. After getting these answers, you will want to learn to effectively do it.

What is Affiliate Marketing?

The concept of affiliate marketing is simple; you advertise the product or service of the company you have joined as an affiliate, customers click on your ad, make a purchase and you get a commission. Ads can take many forms. They can range from text ads to colorful banner ads on your website that lead directly to the company’s site.

How does affiliate marketing work?

Customers use the advertising put in place through affiliate marketing when they are searching for products and services. Though they are often looking for a particular product or service, sometimes they are looking for a review of the item and sometimes even come across it when searching for something else.

How can I make a profit with affiliate marketing?

Marketing of this kind has several methods of working. With some companies, you make have a direct affiliation and be paid through the options they offer. One good example is Amazon. They pay through various means such as PayPal payments, gift cards and credit in their online store. Many companies offer such payment methods as direct deposit to your checking account, paper checks mailed to your home as well as PayPal payments.

Is it worth the effort?

There are people who know little or nothing about affiliate marketing who will insist that the effort put into it is not worth it. This is because they are only seeing the work you do right now compared to the equivalent in hourly pay on a job. What they don’t realize that others do is that, if your advertising is done efficiently, you will keep getting paid even after you are not working on it anymore and are working on a different campaign for a different product.

Is affiliate marketing for everyone?

Not everyone has what it takes to be successful in affiliate marketing. There are certain skills involved. Some have these skills instinctively and others learn them. But the bottom line is the hard work and perseverance required to see success. Too many set themselves up for failure by spending the time to set up a website based around their chosen affiliate marketing plan and expect too much to happen too soon. They get frustrated and quit.

You and affiliate marketing.

The future of advertising has changed because of affiliate marketing. You can be a part of this by bringing in new customers to companies whose products and services you advertise as an affiliate. The work is hard but if you are willing to learn and research, be dedicated and patient, you will see the profits you seek. Making money from affiliate marketing is something you can do. So, don’t delay another day! Get a start now in learning how it is done just as I did and before you know it, you will be working for yourself and not someone else.

Real Estate Agent Direct Mail Marketing

How Real Estate Agent Direct Mail Marketing Can Increase Your Business

According to the US Postal Service, 98% of consumers bring in their mail the day it’s delivered, and 77% sort through it immediately. Now, imagine a piece of Real Estate Agent Direct Mail strategically delivered to one of those consumers, filled with information that addresses one of their immediate needs. It’s like scheduling a face-to-face meeting with your ideal consumer, since Direct Mail gets you literally in the front door!

If you are a Real Estate Agent in Orange County, California searching for the most effective way to reach your clients and prospects, Real Estate Agent Direct Mail Marketing may be the answer you’re looking for. Here are some ways Direct Mail Marketing can effectively increase your business…

* Hit your target.
Determine who you’re trying to reach and focus on reaching them. Mass advertising can be expensive and isn’t always an option for small businesses. By contacting only your ideal client through targeted Direct Mail Marketing, you eliminate unnecessary marketing efforts and drastically increase your return on investment.

* Connect on a personal level.
Addressing your clients by name, and offering them service based on their needs, forges an automatic connection which makes them more likely to respond. In fact, 55% of consumers “look forward” to discovering the mail they receive, and you want to ensure your piece is there for them to discover.

* Customize it your way.
Infusing the unique traits of your business into your Real Estate Agent Direct Mail Marketing pieces is easy, and you can customize your program the way you want. Some examples of customization include showcasing real estate accomplishments, informing readers of market trends, or simply wishing them a happy holiday!

* Give them something to hold on to.
Physically placing your message in your customers’ hands engages them in a tactile way, and providing them with useful information encourages them to interact with you and keep your piece handy.

* Track your success.
Real Estate Agent Direct Mail Marketing is one of the few media channels that allows you to track the success of your campaign, and it’s as simple as counting the responses you received from that particular piece. By tracking and analyzing your results, you can make the necessary adjustments to your program to generate more leads.

The key to building a strong brand as a Real Estate Agent in Orange County, California and increasing that brand’s value is consistent, regular marketing, and Direct Mail marketing pieces are an easy, cost-effective way to do this. Connect to your target client today with Direct Mail marketing and increase your business!